TZA Legal Notice & Privacy Policy

Legal Notice

Use of this Web Site
Tom Zosel Associates, Ltd. (TZA) offers you a wide range of information about its products and services (“Materials”) via this web site. By using this web site, you are agreeing to accept and comply with the terms and conditions in this Legal Notice, which may be updated from time to time without notice. Your subsequent use of the site constitutes your acceptance of the terms and conditions of such revised Legal Notice.

Please note that TZA may, at its sole discretion, terminate your access to this site or restricted parts of it at any time without notice.

Contents of this Site and Links to Other Sites
Despite TZA’s diligence in its preparation of this web site, may contain inaccuracies and errors. TZA makes no representations or warranties regarding the accuracy, completeness or currency of the content on this web site.

This site also provides links to other sites. The linked sites are not under the control of TZA and TZA is not responsible for the content of any linked site or any link contained in a linked site. Links to other sites should not be interpreted in any way as an endorsement of any company, content or products to which it links.

If you decide to access any of the sites linked to this site, you do this entirely at your own risk. TZA disclaims any and all warranties, express or implied, to any such linked sites, including but not limited to any terms as to the accuracy, ownership, validity or legality of any content of a linked site.

This site is owned and operated by TZA. All Materials on this web site are the property of TZA, of its affiliates or of third parties and are protected by the copyright laws of the United States and international copyright laws.

You may view, print and/or download one copy of the Materials from this site on any single computer for your personal, informational, non-commercial use, provided you keep intact all copyright and other proprietary notices. No Materials published by TZA on this site, in whole or in part, may be copied, reproduced, modified, republished, uploaded, posted, transmitted or distributed in any form or by any means without prior written permission from TZA.

The trademarks, logos and other images of TZA and others used in this web site are the property of TZA and their respective owners. You have no right to use any such trademarks, logos or images without the prior written consent of the respective owners.

Any unauthorized use will constitute a violation of intellectual property laws, trademark and copyright laws and the terms and conditions of this Legal Notice.

All communications from you to this site will be considered non-confidential and non-proprietary. You agree that any and all comments, information, feedback and ideas regarding our company, products or services that you communicate to TZA through this site will be deemed, at the time of communication to TZA, the property of TZA and TZA shall have full rights of ownership without compensation to you.

In submitting communications to this site, you are solely responsible for their content, including their truthfulness, completeness, accuracy and currency.

Access to Password Protected Areas
Access to and use of password protected areas of this web site is restricted to authorized users only. You are solely responsible for maintaining the confidentiality of any username and password that you choose. You are also solely responsible for any activity that occurs under your username/password.

You will not misuse or share your username or password, misrepresent your identity or your affiliation with an entity, impersonate any person or entity, or misstate the origin of any Materials you are exposed to through this web site. If you violate your obligations under this section you may be subject to prosecution.

Limitation of Liability
This site is provided “As Is” and without warranties of any kind. In no event shall TZA be liable for any damages including, without limitation, loss profits or revenues or damages resulting from use or reliance in the information or materials presented on this web site.

TZA does nor represent or warrant that information provided by any visitor to shall be free from interception or unauthorized access, or that this site or the server that makes it available are free of viruses or other harmful components. TZA is also not responsible for any damages incurred deriving from the service interruptions that affect this web site.

Applicable Laws
This Legal Notice shall be governed by the federal laws of the United States and the laws of the State of Illinois, and both TZA and you consent to the exclusive jurisdiction and venue for any action or dispute in the state and federal courts located in Lake County, Illinois.

If any provision of this Legal Notice is found to be unlawful, void or unenforceable, then that provision shall be deemed severable from this Legal Notice and shall not affect the validity or enforceability of any remaining provisions.

Contact Information
Should you have any questions regarding this Legal Notice, please contact TZA at or at:

3880 Salem Lake Drive
Long Grove, IL 60047

Privacy Policy

What information do we collect?
We collect information from you when you register on our website, subscribe to our newsletter, respond to a survey or fill out a form. When registering on our site, as appropriate, you may be asked to enter your: name, e-mail address, mailing address or phone number. You may, however, visit our site anonymously.

What do we use your information for?
Any of the information we collect from you may be used in one of the following ways:

To process transactions: Your information, whether public or private, will not be sold, exchanged, transferred, or given to any other company for any reason whatsoever, without your consent, other than for the express purpose of delivering the product or service requested.
To send periodic emails: The email address you provide may be used to send you information, respond to inquiries, and/or other requests or questions.
How do we protect your information?
We implement a variety of security measures to maintain the safety of your personal information when you enter, submit, or access your personal information.

Do we use cookies?
Yes. Cookies are small files that a site or its service provider transfers to your computers hard drive through your Web browser (if you allow) that enables the sites or service providers systems to recognize your browser and capture and remember certain information

We use cookies to understand and save your preferences for future visits and compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future. We may contract with third-party service providers to assist us in better understanding our site visitors. These service providers are not permitted to use the information collected on our behalf except to help us conduct and improve our business.

Do we disclose any information to outside parties?
We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

Third Party Links
Occasionally, at our discretion, we may include or offer third party products or services on our website. These third party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.

Childrens Online Privacy Protection Act Compliance
We are in compliance with the requirements of COPPA (Childrens Online Privacy Protection Act), we do not collect any information from anyone under 13 years of age. Our website, products and services are all directed to people who are at least 13 years old or older.

Online Privacy Policy Only
This online privacy policy applies only to information collected through our website and not to information collected offline.

Terms and Conditions
Please also visit our Legal Notice section establishing the use, disclaimers, and limitations of liability governing the use of our website.

Your Consent
By using our site, you consent to our Privacy Policy.

Changes to our Privacy Policy
If we decide to change our privacy policy, we will post those changes on this page. This policy was last modified on February 8, 2012.

Contact Information
If there are any questions regarding this privacy policy you may contact us at or at:

3880 Salem Lake Drive
Long Grove, IL 60047

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